Storspay is the cross-border payments layer for US small businesses paying employees, contractors, and suppliers across Africa and Latin America — built on stablecoin rails for same-day settlement at a fraction of wire-transfer cost.
Cross-border B2B payments are still routed through correspondent banks, layered FX desks, and SWIFT messaging — a system designed for telex machines, repurposed for the internet. Small businesses pay the price.
Storspay sits as a thin layer between your USD bank account and your recipient's local bank or mobile-money wallet. We don't hold customer funds — they move directly through licensed infrastructure partners.
Your business deposits USD into a Storspay-issued virtual account via ACH or domestic wire. KYB completed before activation; corporate funds only.
Funds convert to USDC on Base — fast, low-cost, and fully audited. Custody sits with regulated infrastructure providers, not Storspay.
Licensed in-country partners deliver Naira, Cedi, Shilling, Rand, and more directly to bank accounts and mobile-money wallets. Same day, fully traceable.
We launch where the diaspora-and-trade flow is densest and where stablecoin off-ramp infrastructure is most mature. New corridors added quarterly as partner networks deepen.
Storspay is already 5x cheaper than wires by removing the correspondent banking layer. The bigger bet is what's underneath: a fleet of specialized AI agents that will run the operations stack — KYC, FX, fraud, treasury, reconciliation, support, regulatory filings — 24/7, audited, bounded by hard regulatory rules. As volume compounds, our cost per transaction approaches zero. Incumbents can't follow because their cost structure is humans.
USDC on Base for settlement. Licensed in-country partners for last-mile delivery. Manual ops automated wherever they can be. Already 5x cheaper than the wire-transfer status quo.
KYC, fraud detection, FX routing, and customer support agents replace the human ops layer. Every decision is explained, audited, and bounded by hard regulatory rules. Margin expands as headcount stays flat.
Treasury management, reconciliation, and regulatory filings fully autonomous. Cost per transaction drops below $0.20. The network continues to settle while the team sleeps. This is the moat.
Verifies businesses and recipients across BVN, NIN, Ghana Card, sanctions, and document forensics. Decisions in seconds.
Roadmap · 2027Scores every transaction in real time across velocity, device, behavior, and network graph. Pauses, escalates, or releases.
Roadmap · 2027Pings multiple liquidity venues across NGN, GHS, KES, ZAR, MXN, BRL. Splits orders, locks rates, optimizes spread × fill.
Roadmap · 2027Resolves payment status, refunds, and disputes across email and chat. Handles English, Spanish, Pidgin, Yoruba, Swahili, Twi.
Roadmap · 2027Forecasts corridor demand, pre-positions float across local accounts, manages bank concentration risk autonomously.
Roadmap · 2028Ingests partner-bank statements every minute. Matches inflows, flags variances, posts journal entries, closes books in real time.
Roadmap · 2028Generates and files reports across FinCEN, FINTRAC, CBN, BoG, CBK. Tracks rule changes; ships compliance updates as code.
Roadmap · 2028The conductor. Routes tasks across the fleet, escalates true exceptions to humans, logs every decision in an immutable audit trail.
Roadmap · 2028Every legacy MTO and bank carries roughly $4 of human cost per transaction — compliance, FX, support, reconciliation. Those costs scale linearly with volume. Storspay's agentic stack inverts the curve.
As we add transactions, the agents get better, our marginal cost falls, and our gross margin expands. By 2028, our target cost per transaction is below $0.20 — economics no incumbent can match without a multi-year rebuild.
Our founder is a Techstars alumnus and serial fintech operator. We are supported by leading accelerators, capital partners, and infrastructure ecosystems.
We built Storspay because the first time we tried to pay our own engineering team across three African countries, we lost a week and 6% on every cycle. Wires shouldn't feel like that in 2026.
Serial fintech and healthtech founder with prior operating experience scaling cross-border platforms across Africa and North America. Previously founded RxAll, where he built and operated payment and supply-chain infrastructure across nine countries.
Recognized by Inc. Female Founders 500 (2025) and Fast Company World Changing Ideas (2025). Yale World Fellow. PhD-trained scientist turned operator.
We're onboarding our first cohort of US small businesses paying teams in Africa. Drop your work email and we'll be in touch as we open up.