USDC and USDT balances next to your dollars and euros: receive from anyone, convert at 0.75% all-in, trade with verified businesses from 0.5%, cash out to your local bank or mobile money the same business day at 2% all-in.
Verified businesses on a paid plan · by application · availability depends on your country — see Disclosures.
Try it: receive, convert, trade, cash out ↓ · see the fees
Not on Storspay yet? Start with Get paid →
Pick where you are, receive digital dollars, convert, trade with a verified business, then cash out — and watch what it costs at every step. Illustrative, at today’s mid-market rate; the live account looks exactly like this.
A client, platform or partner sends USDC or USDT to the address in your business name. We screen it, then credit it.
Every deposit is screened before it is credited; a flagged source is held and reviewed within one business day.
Type in either box — the other updates. Rate locked for 30 seconds while you confirm.
Offers are priced in US dollars per USDC or USDT. You pay from your balance; the trade settles the instant you confirm, both sides held by Storspay until then.
One way out for everything — your own bank or mobile money at 2% all-in, or any wallet address for the network fee only.
| Movement | Out | In | Status |
|---|
Exchange is in early access. Join the waitlist and we will invite businesses in order, after a short enhanced review.
Business use only · a sole trader counts · availability depends on your country — see Disclosures.
If a client, supplier or counterparty already uses USDT or USDC, this is the account that lets you say yes — with invoices, statements and a same-day local cash-out. Traders are welcome as businesses; we say plainly what we are and are not.
The buyer sends USDT to your Tron address; you cash out to your business bank account the same day at 2% all-in — with an invoice attached.
Convert from your USD balance at 0.75%, pay the wallet address from Run Payroll, done in minutes for the network fee.
Verified counterparties, instant settlement from a balance, automatic screening, a cash-out to your own business account — and a statement your accountant will accept.
Hold USDC between settlement runs, pay sellers locally at 2% all-in or to their wallets for the network fee, one ledger for all of it.
A sole trader counts as a business. Receive to an address in your own name, keep it or cash out to M-Pesa, MTN MoMo or your bank.
Dollars, euros, USDC and USDT side by side in one account, nothing converted until you decide, a ≈ total you can trust.
A verified business on a paid plan applies from the Exchange tab: a few questions, a one-time identity check for a director, the wallets you plan to use. We reply within one business day.
A client sends USDT or USDC to the address in your business name, or you convert dollars or euros from your balance at 0.75% all-in.
Keep the balance, convert between USDC and USDT at 0.25%, or trade with other verified businesses on the P2P market from 0.5%.
Pay your local bank or mobile money the same business day at 2% all-in, or send to any wallet address for the network fee only.
What a typical screen looks like. Prices are set by sellers in US dollars per USDC or USDT; the Storspay fee is added to the taker’s side and shown before you confirm.
Verified counterparty. Every business on the market passed KYB and an enhanced review.
Atomic settlement. The asset and the money move in one step the instant you confirm — no payment window, no screenshots, nothing to release.
Your own business bank account. Local currency comes in through Get paid and goes out through Run Payroll — never a stranger’s personal account.
Receipt and statement. Each trade on your statement with the counterparty’s business name, a receipt for both sides.
People you can reach. A case within 24 hours is reviewed by Storspay support within one business day.
Receiving is free · from 0.5% on the market · 0.75% all-in to convert · 2% all-in to cash out locally. No monthly fee for Exchange itself, no FX markup on top of the mid-market rate.
| What | Fee | Speed |
|---|---|---|
| Receive USDC or USDT to the address in your business name | Free | Minutes, after screening |
| Trade on the P2P market — taker | 0.5% · makers free | Instant |
| Convert US dollars or euros ⇄ USDC or USDT | 0.75% all-in | Instant |
| Convert USDC ⇄ USDT | 0.25% | Instant |
| Send to a wallet address | Network fee only (about 2¢ on Base, about $1 on Tron) | Minutes |
| Cash out to your own bank or mobile money in the 30 countries | 2% all-in (1% · min $2 to India, Indonesia, the Philippines and Thailand) | Same business day |
| Pay a US, UK or European bank from the same currency | 0.75% · min $5 / £4 / €4.50 | Hours to 2 business days |
How we compare, plainly: cheaper than fee-on-trade P2P venues, within sight of the major exchanges, dearer than spread-only P2P apps. We are not the cheapest place to trade; we are the place a business keeps its books clean. If you trade as a business, that is the trade-off we are asking you to make — and we think it is the right one.
Deposit sources, withdrawal destinations and saved addresses are checked before money moves; a flagged address is held and reviewed, never silently kept.
A seller’s digital dollars are locked while their offer is live; a buyer pays from a balance; the trade settles in one step or not at all.
Starting limits at approval, then raised automatically from your history and trust signals — lowered just as automatically on a lost case or a screening hit.
A sole trader counts; a personal account does not. The first send to a new address waits 30 minutes; every send is confirmed with a one-time code.
Tell us where you are based. We will invite businesses in the order they applied, after a short enhanced review.
Storspay Exchange is offered to verified businesses after an enhanced review. Availability depends on your country. StorsApp Inc. is registered with FINTRAC as a money services business; registration is not an endorsement.