Send a payment request. They pay in shillings, naira or CFA francs from the bank or mobile-money account they already use. The USD lands in your Storspay balance at the mid-market rate, 2% all-in — ready to pay a US, UK or European bank, spend on a Storspay Card, or send on. Works from all 26 corridors.
One all-in rate. Storspay never holds your funds — see Disclosures.
Try the Get paid calculator ↓ · see how it works
Paying people in Africa instead? See Storspay for small businesses →
Every business we talked to this year asked the same question in different words: "you get the money there — can you get it back?" Yes. Same rails, same rate, opposite direction.
You ship goods or license products to buyers in Lagos, Nairobi or Abidjan. They pay your reference by bank transfer; you see USD in your balance the same day, not a SWIFT trace two weeks later.
Advisory, engineering, design, legal and marketing firms billing African clients. One request per invoice; the client pays like a local; you reconcile against the reference.
Medical-tourism programmes, universities and colleges collecting tuition and fees from families in Kenya, Nigeria or Côte d'Ivoire — paid locally by the family, received in dollars by the bursar.
Trips, conferences, galas and delegations funded from home. The organisation funds its balance in local currency and issues delegate cards with limits and validity dates for the visit.
African buyers pay diaspora sellers — or the other way round — through one payment request per order. Sellers hold USD in a Storspay Account and cash out when they choose.
Profits, dividends and exits from African businesses, in the hundreds of thousands or millions. Bank channel, automatic splitting under local caps, one reference, review above $25,000, then credited.
An outbound wire from Nairobi or Lagos means a branch visit, a form, a correspondent bank or two, an FX desk that sets its own rate, and a week of silence. Mobile money is instant — but stops at a few thousand dollars per transfer, so anything bigger gets split by hand or walked into a bank.
The result: businesses that are happy to sell to Africa quietly stop, because collecting is the painful part.
Storspay collects from all 26 corridors, credits USD the same business day, and splits large amounts automatically under local caps — under one reference and one fee.
No one on the other side needs a Storspay account, an app or a card. They pay the way they already pay their electricity bill.
Pick the country, enter the amount in their currency or yours, add who's paying. Storspay generates local bank or mobile-money instructions with a unique reference. Share by WhatsApp, SMS or email.
By bank transfer or mobile money, from the account they already use. Above a channel cap, the request carries several references — they pay each one, nothing goes to a branch.
Credited the same business day at the mid-market rate, 2% all-in. Then pay a US, UK or European bank, spend on a Storspay Card, or send to another Storspay account.
Hold it in USD for free. Move it when you need to — to a bank at home, onto a card, or to another Storspay account.
Any account, in your name or a payee's — a supplier, a university bursar, your own operating account. Flat $5 to a US account, £4 to a UK account, €4.50 to a European account. No conversion surprises, no 2%.
A virtual card in seconds, a physical card by post. It spends straight from your balance anywhere the card network is accepted. Organisations issue delegate cards with per-card limits and validity dates, and freeze any of them instantly.
Free and instant, to any business, organisation or verified person on Storspay. Pay a partner in Dakar from a balance collected in Abidjan without touching a rail.
Back to your own bank or mobile-money account in any of the 26 corridors, 2% all-in, routed through the best-priced local partner automatically.
Alongside payment requests, every business on Storspay gets its own USD, GBP and EUR account details. Anyone in the US, the UK or Europe can pay you like a local — and it all lands in the same balance.
US account and routing number. Receive by ACH or domestic wire.
UK sort code and account number. Receive by Faster Payments or CHAPS.
IBAN and BIC. Receive by SEPA or SEPA Instant.
GBP and EUR you receive convert to your USD balance on arrival at the mid-market rate you see. Details shown are illustrative.
Every local channel has a cap: mobile money at a few thousand dollars per transfer, bank transfers at several thousand more. Other providers make you split a big payment by hand, or send you to a branch. Storspay does the splitting for you.
You enter one amount. Storspay picks the best channel for it, splits anything above the cap into the right number of references, and treats the whole thing as one payment: one rate, one 2% fee on the total, one credit when every part has landed. Above $25,000 a compliance review runs first — then it's credited like any other.
US$60,000 from Kenya becomes 8 bank references your payer can settle one after another — or a single wire above the cap.
2% on the total, not per reference. The rate is quoted once and confirmed when the money arrives.
Your balance updates once, when every part is in. You see "6 of 8 received" along the way, never a mystery deposit.
No monthly fee, no minimum, no FX markup on top of the mid-market rate.
| What | Fee | Speed |
|---|---|---|
| Receive from any of 26 corridors — bank or mobile money | 2% all-in | Same business day they pay |
| Receive USD, GBP or EUR to your own account details | Free | Same day (Faster Payments / SEPA Instant) · 1–2 days (ACH) |
| Hold USD in your balance | Free | — |
| Pay a US bank account | $5 flat | 1–2 business days |
| Pay a UK bank account | £4 flat | Within hours |
| Pay a European bank account | €4.50 flat | Same or next business day |
| Send to another Storspay account | Free | Instant |
| Storspay Card — virtual · physical | Free · $10 | Seconds · by post |
| Cash out to local currency, 26 corridors | 2% all-in | Same business day |
One all-in rate. Storspay never holds your funds — see Disclosures. Card purchases in USD carry no fee; purchases in other currencies 1.5%.
Every corridor we pay out to, we collect from — by bank transfer everywhere, and by mobile money where it's the way people pay.
Tell us what you get paid for and where from. We'll set you up with your first payment request and account details.
One all-in rate. Storspay never holds your funds — see Disclosures.
Verified businesses & organisations · KYB required · No personal remittances
Introduce businesses that need this? Become a referral partner →