Account details in your own name in USD, EUR, GBP and CAD; dollars and euros held as they arrive; free, instant payments to anyone on Storspay; and a bank abroad or your own mobile money whenever you choose — from all 26 countries.
One all-in rate. Storspay never holds your funds — see Disclosures.
Try the account: get paid, hold it, move it ↓ · see what you can hold
A registered company? See Get paid for businesses →
Pick where you are, get paid by a client abroad, then move the money — and watch what is held, what converts, and what it costs. Illustrative, at today’s mid-market rate; the live account looks exactly like this.
A client pays your account details — or pays you from their own Storspay balance.
One way out for everything — a subcontractor on Storspay, your own mobile money, a bank abroad.
| Payment | They pay / you pay | You receive / they receive | Status |
|---|
Verification takes minutes — an ID and a selfie. USD details are issued the moment you are through; euros, pounds and Canadian dollars when you ask.
One all-in rate. Storspay never holds your funds — see Disclosures.
A sole trader is a business account like any other — you trade in your own name, you invoice, you deliver. What you cannot do on Storspay is send money to family: the test is always the purpose of the payment.
Paid by ACH to a US account in your name, held as dollars, cashed out to your naira account the same day — or kept as dollars for the next laptop.
Each agency pays your IBAN by SEPA. The euros stay euros. You pay MTN MoMo when rent is due and a subcontractor in Abidjan for free.
Clients pay your sort code by Faster Payments. Pounds convert once to dollars on arrival at the rate you see; M-Pesa is one tap away.
Paid in Canadian dollars to details in your name, converted once to US dollars, spent on a Storspay Card or sent to your cedi account.
Pay the designer from your euro balance. They receive euros into their own balance, instantly, free, no conversion — the same way a company pays a company.
Nigeria to Sri Lanka, Mexico to Kenya: sign-up is open in every country we serve, with the same account, the same details and the same rate.
Marketplace payout tools charge to receive, charge again to convert at a rate they set, and pay you in one currency whether you wanted it or not. A bank wire to Cotonou or Nairobi costs the client $25–45, takes a week, and lands as a mystery amount after correspondent fees.
The result: freelancers earn in strong currencies and end up holding weak ones — with a fee taken on the way.
Storspay issues account details in your own name, holds what arrives, and only converts once — when you choose to pay in another currency, at the rate shown before you confirm.
USD details are issued the moment you are verified. Euros, pounds and Canadian dollars are added when you ask — one tap on “Get paid in another currency”.
US account and routing number. Clients pay by ACH or wire. Held as dollars.
IBAN and BIC. Clients pay by SEPA or SEPA Instant. Held as euros.
UK sort code and account number. Clients pay by Faster Payments. Converts to USD on arrival, once, at the rate shown.
Interac e-Transfer or EFT to details in your name. Converts to USD on arrival, once, at the rate shown.
Receiving is free on every path. Details shown are illustrative. Your clients never open an account — they pay a normal bank transfer to a normal account in your name.
The balances you hold are exact. What they are worth at home is shown alongside, at your blended rate, so you always know both numbers — and nothing converts until you decide to pay in another currency.
A euro deposit credits a euro balance. A dollar deposit credits a dollar balance. Neither is touched until you pay.
Pay a Kenyan supplier from euros and you see one line — €2,000 → KSh 293,061 · 2% all-in — before you confirm. Never a second rate hidden inside.
Received to details in your name and converted to US dollars on arrival at the rate on the deposit. We do not offer a pound or Canadian-dollar balance — and we say so.
Hold dollars and euros for as long as you like. The account costs nothing to keep.
A subcontractor, a partner studio, the company that hired you: if they are on Storspay, you pay them from any balance you hold and they receive that currency into their own balance. Instant, free, no conversion, no account details to type.
Add a recipient, and if they are on Storspay the payment details collapse to one line: “on Storspay · free · instant”. Not yet on Storspay? Invite them from the same screen.
Pay from dollars and they hold dollars; pay from euros and they hold euros. Nobody is forced through a conversion they did not ask for.
A sole trader is a business. Paying a subcontractor for delivered work is exactly what the account is for. Paying a relative is not — and the account is not built for it.
A company on Storspay pays you the same way: free, instant, in the currency it chooses — and you hold it, or move it on.
Run Payroll is the one way money leaves — whether it is your own mobile money, a supplier abroad, or another business on Storspay.
Businesses and sole traders in every country we serve. They receive the currency you pay from.
Free · instantMTN MoMo, M-Pesa, Orange Money, Wave and every local bank — in all 26 countries, the same business day.
2% all-in · mid-market rateYour own, a supplier's or a school's, by ACH — the recipient gets exactly the amount you type.
0.75% · min $5 · 1–2 business daysPaid from your euro balance with no conversion at all — a German tool subscription, a French accountant.
0.75% · min €4.50 · same or next business daySort code and account number, by Faster Payments.
0.75% · min £4 · within hoursInstitution, transit and account number, by EFT.
CA$5 flat · same or next business dayA Storspay Card spends straight from your balance — virtual in seconds, physical by post — anywhere the card network is accepted.
Three steps, most of them on your phone.
Your email, a code, then choose Sole trader: your legal name, your country, your phone, and one line on what your business does.
A government ID and a face check, on your phone via QR. While it is reviewed you can already explore the dashboard and add recipients.
Dollar details arrive with verification. Add euros or pounds when you need them — we ask once for a signed client contract or a recent invoice.
No monthly fee, no minimum, no FX markup on top of the mid-market rate.
| What | Fee | Speed |
|---|---|---|
| Receive USD, EUR, GBP or CAD to your own account details | Free | Same day (SEPA Instant / Faster Payments / Interac) · 1–2 days (ACH) |
| Hold US dollars or euros | Free | — |
| Pounds or Canadian dollars converted to US dollars on arrival | Mid-market rate, shown once | On arrival |
| Pay anyone on Storspay | Free | Instant |
| Pay your own bank or mobile money, 26 countries | 2% all-in | Same business day |
| Pay a US bank account | 0.75% · min $5 | 1–2 business days |
| Pay a European bank account | 0.75% · min €4.50 | Same or next business day |
| Pay a UK bank account | 0.75% · min £4 | Within hours |
| Pay a Canadian bank account | CA$5 flat | Same or next business day |
| Storspay Card — virtual · physical | Free · $10 | Seconds · by post |
One all-in rate. Storspay never holds your funds — see Disclosures. Card purchases in USD carry no fee; purchases in other currencies 1.5%. Any local delivery fee is shown on the same line before you confirm.
The long version, currency by currency: Can a freelancer in Africa hold US dollars, euros, pounds or Canadian dollars? →
Tell us where you are based. We'll set you up with account details in your own name and your first payment request.
One all-in rate. Storspay never holds your funds — see Disclosures.
Businesses & sole traders · Verify once · No personal remittances
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