Medical-travel facilitators paying hospitals abroad with digital dollars
A facilitator in Nairobi, Lagos or Addis who collects from patients in local currency and pays hospitals in India or Thailand — how a USDT balance and the Asia corridors fit together on Storspay.
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The short answer. Collect in shillings, naira or birr through Get paid, hold the float as US dollars or USDT, and pay the hospital in rupees or baht through Run Payroll at 1% all-in (minimum US$2) — or pay a hospital that invoices in USDT directly to its wallet address for the network fee.
The flow of money
Patients and sponsors pay the facilitator locally; the facilitator pays a hospital deposit abroad, then the final bill. The hospital wants rupees or baht to its bank, or increasingly USDT to a wallet. Both are one payout from Storspay.
Collecting locally
Get paid issues a request in shillings, naira or birr, paid by bank transfer or mobile money, credited to your US dollar balance at 2% all-in the same day it is paid.
Paying the hospital
Run Payroll pays an Indian or Thai hospital bank account at 1% all-in (minimum US$2), usually within minutes, with the patient’s name and the hospital’s estimate number in the reference. A hospital that invoices in USDT is paid to its wallet address from your USDT balance for the network fee only.
Holding the float
Between deposits and final bills, hold the money as US dollars or convert to USDT at 0.75% if the hospital settles that way. The balance bar’s ≈ total shows the whole float; each chip shows what you actually hold.
How it works, in four steps
- Apply once. A verified business on a paid Storspay plan applies from the Exchange tab: a few questions about what it will trade and why, a one-time identity check for a director, the wallets it plans to use. Reply within one business day.
- Receive or convert. A client sends USDT or USDC to the address in your business name, or you convert dollars or euros from your balance at 0.75% all-in.
- Trade or hold. Keep the balance, convert between USDC and USDT at 0.25%, or trade with other verified businesses on the P2P market — taker 0.5%, makers free, settled the instant the buyer confirms.
- Cash out or send. Pay your local bank or mobile money the same business day at 2% all-in, or send to any wallet address for the network fee only.
What it costs
| Step | Fee |
|---|---|
| Receive USDC or USDT | Free |
| P2P market — taker | 0.5% (makers free) |
| Convert US dollars or euros ⇄ USDC or USDT | 0.75% all-in |
| Convert USDC ⇄ USDT | 0.25% |
| Send to a wallet address | Network fee only |
| Cash out to a local bank or mobile money | 2% all-in (1% · min US$2 to India, Indonesia, the Philippines and Thailand) |
Who this is for — and who it is not for
Businesses, and a sole trader counts: every movement is a business transaction with an invoice, a contract or work delivered. Traders are welcome as businesses and should expect what the page says plainly — verified counterparties, instant settlement and a cash-out to their own business account, not the tightest spread on the internet. Personal accounts, gifts and family transfers are not what this is.
Keep your invoices and statements for your records and ask a local accountant how income in digital dollars is taxed where you live.
Read next
- Storspay Exchange — hold, convert and trade digital dollars
- Digital dollars for African businesses
- Storspay Exchange vs P2P exchange apps
- Can a freelancer hold USD, EUR, GBP or CAD?
Storspay Exchange is in early access — apply from the Exchange page. Fees and availability are as published there on the day you read this.
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