How Exchange limits grow on their own: trust signals, not tickets
Starting limits are set once at approval. After that they rise — and fall — automatically from your trading history and trust signals. What the signals are, what the tiers look like, and why you will never have to ask.
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The short answer. A verified business starts at US$10,000 a day and US$50,000 a month. Limits then move on their own, reviewed nightly and after every trade: more volume, completed trades and clean screening raise them; a lost case or a screening hit lowers them. You always see your tier, the next one, and your progress.
Why no tickets
Limit requests are where most platforms lose a week and a customer. Storspay computes a trust score from signals that already exist in your account and moves you through a published tier table — no email, no form, no waiting.
The signals
Volume traded over 90 days and number of trades; offers filled reliably; cases opened and lost; screening results on your addresses; how long the business has been verified and its history on the rest of Storspay; and patterns that look like anything other than normal business activity.
The tiers
Starter at approval; tier 1 from US$20,000 traded with no cases lost over 30 days; tier 2 and 3 as volume and history grow; above that, proposed automatically and confirmed by a person. Raises apply at most once per 30 days; lowers are immediate on a lost case or a screening hit, and the email says what restores them.
What you see
A “Your limits” card with the current tier, today’s remaining room, the next tier’s requirements and your progress. The score itself is not shown; the signals and the rules are.
How it works, in four steps
- Apply once. A verified business on a paid Storspay plan applies from the Exchange tab: a few questions about what it will trade and why, a one-time identity check for a director, the wallets it plans to use. Reply within one business day.
- Receive or convert. A client sends USDT or USDC to the address in your business name, or you convert dollars or euros from your balance at 0.75% all-in.
- Trade or hold. Keep the balance, convert between USDC and USDT at 0.25%, or trade with other verified businesses on the P2P market — taker 0.5%, makers free, settled the instant the buyer confirms.
- Cash out or send. Pay your local bank or mobile money the same business day at 2% all-in, or send to any wallet address for the network fee only.
What it costs
| Step | Fee |
|---|---|
| Receive USDC or USDT | Free |
| P2P market — taker | 0.5% (makers free) |
| Convert US dollars or euros ⇄ USDC or USDT | 0.75% all-in |
| Convert USDC ⇄ USDT | 0.25% |
| Send to a wallet address | Network fee only |
| Cash out to a local bank or mobile money | 2% all-in (1% · min US$2 to India, Indonesia, the Philippines and Thailand) |
Who this is for — and who it is not for
Businesses, and a sole trader counts: every movement is a business transaction with an invoice, a contract or work delivered. Traders are welcome as businesses and should expect what the page says plainly — verified counterparties, instant settlement and a cash-out to their own business account, not the tightest spread on the internet. Personal accounts, gifts and family transfers are not what this is.
Keep your invoices and statements for your records and ask a local accountant how income in digital dollars is taxed where you live.
Read next
- Storspay Exchange — hold, convert and trade digital dollars
- Digital dollars for African businesses
- Storspay Exchange vs P2P exchange apps
- Can a freelancer hold USD, EUR, GBP or CAD?
Storspay Exchange is in early access — apply from the Exchange page. Fees and availability are as published there on the day you read this.
See your own corridor number. What your team receives, what Storspay costs, what you keep — no sign-up.
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