P2P traders running it as a business: what Storspay Exchange offers you
If you trade USDT for a living, you already know the spread is tighter elsewhere. Here is what you get for 0.5% — verified counterparties, instant settlement, screened addresses, a cash-out to your own business account and a statement — and who this is not for.
Read this guide in Français
The short answer. Exchange is for traders who operate as a registered business or a sole trader and want the trade on the books: verified counterparties named on the statement, atomic settlement from a balance, screening on every address, limits that grow with volume, and a same-day cash-out to their own business bank or mobile money. If the spread is all that matters, a spread-only app is cheaper — we say so.
The trade-off, stated plainly
You pay 0.5% as taker (nothing as maker) and get a market where every counterparty passed KYB and an enhanced review, where the trade settles the instant you confirm with both sides held by Storspay until then, and where the local-currency leg never touches a stranger’s account. A spread-only venue will beat that price. It will not give you the rest.
What changes in your day
No payment windows, no screenshots, no release button, no appeals about proof. Post an offer in US dollars or euros per USDT or USDC; a verified business takes it; your dollars land in your USD balance in the same instant their USDT lands in theirs. Cash out to your own business bank or mobile money the same business day at 2% all-in, or convert to USDC at 0.25%.
Limits that follow your volume
Starter limits at approval, then raised automatically from volume, filled offers and clean screening — no ticket. A lost case or a screening hit lowers them just as automatically. You see your tier and your progress at all times.
What to expect at application
Questions about what you trade and why, expected monthly volume, source of funds, the wallets you will use (screened on the spot), a director’s identity check. Answer plainly; trading as a business is a legitimate activity and is treated as one. Personal accounts, trading for third parties who are not on Storspay, and anything that looks like structuring are not accepted.
How it works, in four steps
- Apply once. A verified business on a paid Storspay plan applies from the Exchange tab: a few questions about what it will trade and why, a one-time identity check for a director, the wallets it plans to use. Reply within one business day.
- Receive or convert. A client sends USDT or USDC to the address in your business name, or you convert dollars or euros from your balance at 0.75% all-in.
- Trade or hold. Keep the balance, convert between USDC and USDT at 0.25%, or trade with other verified businesses on the P2P market — taker 0.5%, makers free, settled the instant the buyer confirms.
- Cash out or send. Pay your local bank or mobile money the same business day at 2% all-in, or send to any wallet address for the network fee only.
What it costs
| Step | Fee |
|---|---|
| Receive USDC or USDT | Free |
| P2P market — taker | 0.5% (makers free) |
| Convert US dollars or euros ⇄ USDC or USDT | 0.75% all-in |
| Convert USDC ⇄ USDT | 0.25% |
| Send to a wallet address | Network fee only |
| Cash out to a local bank or mobile money | 2% all-in (1% · min US$2 to India, Indonesia, the Philippines and Thailand) |
Who this is for — and who it is not for
Businesses, and a sole trader counts: every movement is a business transaction with an invoice, a contract or work delivered. Traders are welcome as businesses and should expect what the page says plainly — verified counterparties, instant settlement and a cash-out to their own business account, not the tightest spread on the internet. Personal accounts, gifts and family transfers are not what this is.
Keep your invoices and statements for your records and ask a local accountant how income in digital dollars is taxed where you live.
Read next
- Storspay Exchange — hold, convert and trade digital dollars
- Digital dollars for African businesses
- Storspay Exchange vs P2P exchange apps
- Can a freelancer hold USD, EUR, GBP or CAD?
Storspay Exchange is in early access — apply from the Exchange page. Fees and availability are as published there on the day you read this.
See your own corridor number. What your team receives, what Storspay costs, what you keep — no sign-up.
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