What is a network fee, and why Storspay passes it through
Sending digital dollars to a wallet address costs a small fee that goes to the network, not to Storspay. What it is, how much it is on Base and on Tron, when you pay it and when you do not.
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The short answer. A network fee is what the network charges to carry a transfer — about two cents on Base, about a dollar on Tron — and Storspay passes it through at cost, shown before you confirm. You pay it only when sending to a wallet address; receiving, converting and trading on Storspay carry no network fee.
Where the fee goes
Not to Storspay. Every network charges the sender a small amount to process a transfer, the way a bank charges for a wire. Storspay shows the fee on the Review screen and deducts it from the amount sent, so the recipient sees the figure you expect minus that fee.
How much
Base, where USDC lives: about US$0.02 per transfer, whatever the amount. Tron TRC-20, where USDT lives: about US$1, moving with network conditions. The Review screen always shows the actual figure before you confirm.
When you do not pay it
Receiving digital dollars is free. Converting between balances is a ledger movement inside Storspay — 0.75% or 0.25%, no network fee. A P2P trade settles inside Storspay’s ledger — taker 0.5%, no network fee. Paying another business on Storspay from balance to balance is free and instant.
Why it matters for small payments
A US$30 payout to a wallet on Tron loses about a dollar to the network; the same payout to a mobile-money account at 2% all-in loses sixty cents and arrives in minutes. For small amounts, pay local currency; for large amounts to a counterparty who wants digital dollars, the network fee is negligible.
How it works, in four steps
- Apply once. A verified business on a paid Storspay plan applies from the Exchange tab: a few questions about what it will trade and why, a one-time identity check for a director, the wallets it plans to use. Reply within one business day.
- Receive or convert. A client sends USDT or USDC to the address in your business name, or you convert dollars or euros from your balance at 0.75% all-in.
- Trade or hold. Keep the balance, convert between USDC and USDT at 0.25%, or trade with other verified businesses on the P2P market — taker 0.5%, makers free, settled the instant the buyer confirms.
- Cash out or send. Pay your local bank or mobile money the same business day at 2% all-in, or send to any wallet address for the network fee only.
What it costs
| Step | Fee |
|---|---|
| Receive USDC or USDT | Free |
| P2P market — taker | 0.5% (makers free) |
| Convert US dollars or euros ⇄ USDC or USDT | 0.75% all-in |
| Convert USDC ⇄ USDT | 0.25% |
| Send to a wallet address | Network fee only |
| Cash out to a local bank or mobile money | 2% all-in (1% · min US$2 to India, Indonesia, the Philippines and Thailand) |
Who this is for — and who it is not for
Businesses, and a sole trader counts: every movement is a business transaction with an invoice, a contract or work delivered. Traders are welcome as businesses and should expect what the page says plainly — verified counterparties, instant settlement and a cash-out to their own business account, not the tightest spread on the internet. Personal accounts, gifts and family transfers are not what this is.
Keep your invoices and statements for your records and ask a local accountant how income in digital dollars is taxed where you live.
Read next
- Storspay Exchange — hold, convert and trade digital dollars
- Digital dollars for African businesses
- Storspay Exchange vs P2P exchange apps
- Can a freelancer hold USD, EUR, GBP or CAD?
Storspay Exchange is in early access — apply from the Exchange page. Fees and availability are as published there on the day you read this.
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